Author Archives: Ginny Grimsley


Do You Have Insurance on Retirement Plan?

Employer Retirement Plans in Phoenix, Ariz.

You have insurance on your home, your car, your health. How about your retirement plan? “People have homeowners insurance to protect against fires and floods,” notes independent financial planner Stephen Ng, founder and president of Stephen Ng Financial Group. “They buy insurance to replace their car if it gets wrecked and they buy health insurance… Read More →

5 P’s for Social Media Marketing Success

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Small businesses and nonprofits face a different set of circumstances when it comes to social media marketing than their larger for-profit counterparts, namely, smaller budgets, fewer employees and a greater priority on traditional forms of marketing. For those charged with marketing, the biggest first step toward making social media an integral component of the plan… Read More →

3 Red Flags That She’s Too Good to be True

date

Not only have online dating sites opened up a whole new dynamic for singles looking for company – attitudes about the viability of these sites have become more positive. The Pew Research Center recently published the following survey results: • Almost 60 percent of Americans say online dating sites are a good way to meet… Read More →

How to Market Effectively Using Facebook

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It seems nothing changes faster than the big social media platforms — Facebook, Twitter, Google+. No sooner do marketers figure out how to best promote a product or business than they change the rules! That’s been especially true for Facebook, which had to find new ways to make money after going public two years ago.… Read More →

Tips for Starting Home-Based Business

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Dreaming of launching a business from your home? You’ll join an ever-growing number of entrepreneurs, according to a broad new report based on 6,000 surveys. Sixty-nine percent of all U.S. businesses start in the home and half of them are still home-based long after they launch, according to the Global Entrepreneurship Monitor report. “The median… Read More →

Got a Headache? You’re Not Alone

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Headaches are the number 3 reason women ages 18 to 44 go to emergency rooms, and the fifth-leading cause of emergency room visits among all Americans, according to a 2013 National Institutes of Health report, which calls headaches a major public health problem. “The key to preventing headaches is, of course, to figure out what’s… Read More →

6 Signs Your Retirement Plan is in Trouble

Employer Retirement Plans in Phoenix, Ariz.

After the 2008 economic meltdown, when the stock market fell 37 percent, veteran financial advisor Curt Whipple says he met with clients from outside financial institutions who’d lost 50 to 60 percent of their portfolio in a single year. “Almost no one foresaw what happened that year, and I doubt very much that many will… Read More →

Why Newly Proposed Nutrition Labels are Good

nutrition

It’s nothing new to the American consumer that food packaging emphasizes only part of a product’s health story, and the fact that the nutritional labeling hasn’t been overhauled in 20 years hasn’t helped, says cardiologist and professional chef Michael S. Fenster, MD. A proposed update, which could take a year or more to appear on… Read More →

4 Ways to Come Up with Brilliant Ideas

Content Marketing

March is National Ideas Month. Hey, whose bright idea was that? Here’s an intriguing idea from New York Times best-selling author and writing coach Michael Levin,: “Creativity is a muscle; use it or lose it.” Levin, whose new Books Are My Babies YouTube channel offers 160-plus free tutorials for writers, says anyone can grow their… Read More →

Is Your Financial Advisor Planning with 4% Rule?

Employer Retirement Plans in Phoenix, Ariz.
February 22, 2014 by in Featured | Financial Management

“Who has my back in retirement?” – That’s the question pre-retirees and retirees want answered when it’s all said and done, says veteran financial planner David Zolt. Baby boomers have been retiring in droves in recent years, and will continue to do so throughout the next decade – 10,000 of them a day, the Pew… Read More →

Will Your Social Security Check Be in the Mail Come 2015?

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February 18, 2014 by in Featured | Senior Life

For many baby boomers, it’s comforting to believe that part of the 12.4 percent Social Security payroll tax they (or they and their employer) have been paying is going into a $2.7 trillion Social Security Trust Fund designed specifically to ensure the tidal wave of boomers now retiring will be assured their benefits. For those… Read More →

3 Things Every Patient Should Know

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November 6, 2013 by in Featured | Healthcare

With 11,000 people becoming eligible for Medicare every day and an estimated 25 million Americans expected to gain health insurance through Obamacare on Jan. 1, access to doctors and hospitals will skyrocket. And while that’s a positive, patient advocate Ruth Fenner Barash warns that the U.S. health care system is not the benevolent safety net… Read More →

Tips for Improving Work-Life Balance

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October 30, 2013 by in Featured

Larry Katzen forged an ambitious career as a leader at one of the world’s most prestigious accounting firms. But he has been equally ambitious with his family life; he’s the father of quadruplets—three sons and a daughter. And he felt it was important to serve his community, sitting on more than 10 boards of directors.… Read More →

How to Financially Survive Your Golden Years

Key Elements to Retirement Planning

Americans are living longer these days from an average 47 years in 1900 to more than 78 years as of 2010. We are also experiencing a deluge of adults reaching retirement age now that includes 10,000 Baby Boomers turning 65 every day. By 2030, when the last of the baby boomers have turned 65, nearly… Read More →

Popular IRAs Have Dark Downsides, Experts Warn

Weaknesses And Strengths Of Wealth Management Advisers, Service Models - AZ Business Magazine June 2010

IRAs and annuities are growing in popularity as retirement investment options, according to recent surveys, but three financial experts warn they can have serious disadvantages. “Last year, four out of 10 U.S. households had IRA accounts – that’s up from 17 percent two decades ago,” says CPA Jim Kohles, chairman of RINA accountancy corporation, citing… Read More →