Financial Management Archives

Love-It or Hate-It Brands Are Less Risky


Are you a big fan of Apple or Nike, or a hater of McDonald’s? A new study from the W. P. Carey School of Business at Arizona State University shows love-it or hate-it brands probably won’t perform exceptionally well in the stock market, but they also offer investors less risk because you know just what… Read More →

Take Charge America introduces counseling program for consumers facing bankruptcy


Consumers facing bankruptcy have a new option for completing the bankruptcy counseling courses required by law. Take Charge America, a national non-profit credit counseling and debt management agency based in Phoenix, now offers bankruptcy counseling to help consumers understand and navigate the complex process of filing Chapter 7 or Chapter 11. Individuals filing bankruptcy are… Read More →

REDW Among Fastest-Growing Accounting Firms


REDW LLC, one of the largest and most respected certified public accounting and business consulting firms in the Southwest, announced that named the company the fourth fastest-growing accounting firm in the U.S. during 2013. REDW was also recognized as the fifth largest accounting firm in the southwestern United States. , is a leading… Read More →

NB|AZ Hires New Wealth Advisor


National Bank of Arizona (NB|AZ) announced Robert Wagner as a new wealth advisor at its Gainey Ranch Wealth Center. Wagner brings numerous years of financial planning, business development and strategic planning experience to his new position at NB|AZ. As a NB|AZ wealth advisor, Wagner will be responsible for developing high net-worth investment management relationships by… Read More →

Dos and Don’ts with Your Tax Dollar


With April 15th right around the corner, some of us are anxiously anticipating a tax refund check. As a matter of fact, according to CNN Money, the average tax refund is about $3,000. If you’re lucky enough to be part of this group, what do you do next? I would like to give you some… Read More →

6 Signs Your Retirement Plan is in Trouble

Employer Retirement Plans in Phoenix, Ariz.

After the 2008 economic meltdown, when the stock market fell 37 percent, veteran financial advisor Curt Whipple says he met with clients from outside financial institutions who’d lost 50 to 60 percent of their portfolio in a single year. “Almost no one foresaw what happened that year, and I doubt very much that many will… Read More →

Is Your Financial Advisor Planning with 4% Rule?

Employer Retirement Plans in Phoenix, Ariz.
February 22, 2014 by in Featured | Financial Management

“Who has my back in retirement?” – That’s the question pre-retirees and retirees want answered when it’s all said and done, says veteran financial planner David Zolt. Baby boomers have been retiring in droves in recent years, and will continue to do so throughout the next decade – 10,000 of them a day, the Pew… Read More →

Miller Russell Associates launches rebranding


One of the Valley’s leading independent investment and wealth management advisors, Miller Russell Associates, has rebranded to align with the new dynamic, energy and culture that exists in the firm after becoming independent and partner-owned. This proactive initiative includes a name change from “Miller/Russell & Associates” to “Miller Russell Associates.” CEO and Managing Partner Mark… Read More →

Is a Reverse Mortgage Right for You?


Seniors are living longer than ever before. Medical advances and a focus on healthy living have dramatically improved longevity, but living longer presents a complication: the potential to outlive savings. Older adults often do not anticipate the high costs of health and long-term care, or the uncertainty of Social Security and Medicare. As a result,… Read More →

First Fidelity's tips to conquer financial resolutions


According to Forbes, nearly 40 percent of people make New Year’s resolutions, but only 8 percent achieve their goals. Whether or not you have already made resolutions for 2014, consider taking a look at your personal and family finances to identify areas of financial improvement this year. “Most of the time, we are focused on… Read More →

Miller/Russell & Associates Promotes 6 Team Members

Arizona Business Financing

Miller/Russell & Associates, one of the leading independent investment advisers in the Southwest, announced today that six team members have earned promotions at the Phoenix-based firm. In the wealth management and tax practice areas, Eric Ensign and Evan Judge have both been promoted from senior client associate to client advisor. They will now lead client… Read More →

Shifting the financial focus

Dillan Micus

Many fail to plan how retirement funds will be distributed, Micus says Az Business: What challenges do you see your generation facing in regard to wealth management? Dillan Micus: In regard to helping people my age with their actual wealth management challenges, I empower my team to use our Retirement Income Distribution Strategy (RIDS). Often,… Read More →

Miller Now President of FPA Greater Phoenix


This month, Jason Miller, CFP® is stepping into his new role as president of the Board of Directors of the Financial Planning Association of Greater Phoenix (FPA). Miller is head of financial planning, Western U.S. for BMO Private Bank, a wealth management firm offering a range of investment advisory and financial planning services to high-net-worth… Read More →

Important Changes for Year-End Tax Planning


With less than a month left in 2013, BMO Private Bank encourages Americans to turn their attention to tax planning. This is especially important given an increasingly complex tax code and recent changes such as the addition of the new Net Investment Income Tax (NIIT). “It’s important for taxpayers to educate themselves about changes in… Read More →

This Year’s Tax Increases and Year End Planning


Can you believe it is already Thanksgiving?  Like many investors, this may be the time of year that you start reviewing your finances and making final adjustments.  In order to maximize deductions, certain decisions will need to be made and actions taken before the end of 2013.  This includes contributions to retirement plans, additional investments,… Read More →

This Year's Tax Increases and Year End Planning


Can you believe it is already Thanksgiving?  Like many investors, this may be the time of year that you start reviewing your finances and making final adjustments.  In order to maximize deductions, certain decisions will need to be made and actions taken before the end of 2013.  This includes contributions to retirement plans, additional investments,… Read More →

Leadership spotlight: Theresa Chacopulos


Theresa Chacopulos Senior vice president and senior financial advisor Wells Fargo Advisors LLC Chacopulos was ranked among Barron’s Top 1,000 Financial Advisors for 2013 and was ranked No. 1 in the state of Arizona. Chacopulos serves high net worth clients, offering a customized approach to portfolio management.  A 29-year financial services veteran, she holds… Read More →

How to Financially Survive Your Golden Years

Key Elements to Retirement Planning

Americans are living longer these days from an average 47 years in 1900 to more than 78 years as of 2010. We are also experiencing a deluge of adults reaching retirement age now that includes 10,000 Baby Boomers turning 65 every day. By 2030, when the last of the baby boomers have turned 65, nearly… Read More →

Popular IRAs Have Dark Downsides, Experts Warn

Weaknesses And Strengths Of Wealth Management Advisers, Service Models - AZ Business Magazine June 2010

IRAs and annuities are growing in popularity as retirement investment options, according to recent surveys, but three financial experts warn they can have serious disadvantages. “Last year, four out of 10 U.S. households had IRA accounts – that’s up from 17 percent two decades ago,” says CPA Jim Kohles, chairman of RINA accountancy corporation, citing… Read More →

Taxpayers Should Take Advantage of IRS Changes

October 21, 2013 by in Featured | Financial Management

Unlike last year, tax planning for 2013 is not hampered by uncertainties over alooming fiscal cliff. Unfortunately, there is always some uncertainty and a few expiring provisions to warrant special attention by taxpayers. Managing income taxes at year end involves techniques designed to address three issues: • Accelerating or deferring income: If a taxpayer expects… Read More →

Politics or Economics?


Within the last few years we’ve experience a major cross over between politics and economics. Is this a good or a bad thing? Many economists believe that more political intervention can negatively affect the natural growth of the economy. While others believe that the U.S. could not have survived the 2008 “great recession” without the… Read More →

United Capital acquires Arizona firm


United Capital Financial Advisers, LLC (“United Capital”) continues its expansion in the Southwest, announcing the acquisition of a Scottsdale-based wealth management firm. Founded in 1998 by husband-and-wife partners, Brotherton Investment Consultants is United Capital’s first foothold in Arizona. Founders Donna Brotherton, CFA®, and John Brotherton, CFP®, join United Capital as managing directors, bringing with them… Read More →