cash flow Archives

Increase cash flow and bottom line in 2015

business practices

As 2014 comes to a close it is important to reevaluate your business model and consider the steps you need to take in the New Year to increase cash flow and boost your bottom line. Cash flow is crucial to a company’s survival. Having sufficient funds on hand will not only ensure that creditors, employees… Read More →

Small businesses get loans in record numbers

Prepare loan package, secure loan

A common complaint since the financial crisis began was that some of the Wall Street banks that were being bailed out by the federal government weren’t doing enough to help the mom-and-pop shops on Main Street. “In 2008 when the recession hit, the impact on small business lending was pretty catastrophic,” said Greg Lehmann, managing… Read More →

Steps To Improve Cash Application Percentage

Steps to Improve Cash Application Percentage
by in Columnist Spotlight | Finance

Better Payment Application Improves Cash Flow: Simple steps can make significant difference. When a payment is received by a customer or client, businesses often consider the transaction to be complete, overlooking the last step of the sales cycle — applying. The ability to apply payments to invoices correctly can be difficult for most companies for… Read More →

Increasing Cash Flow, Becoming A Debt-Free Company

Increase Cash Flow, Reduct Debt
by in Columnist Spotlight | Finance

How much debt financing is right for a business? In today’s low-cost money environment, the “easy” answer might be “as much as you need” because it is inexpensive (depending on a company’s financial situation). However, the credit environment has tightened significantly during the past two years because of the stress that has been placed on… Read More →

New Technology Makes Financial, Inventory Management Easy, Affordable

New Technology Makes Financial, Inventory Management Easy, Affordable
by in Columnist Spotlight | Finance

The expansion of the Internet and the growth of online financial tools continue to change the way we do business. With the development of Web-based and online tools, it is easier than ever for small business owners to manage day-to-day operations, track financial transactions and measure performance. Unlike the more costly software packages many companies… Read More →

The 5 C’s of Credit: 
What Do They Mean To Your Small Business Loan?

5 C's of Credit

One of the most common questions among small business owners seeking financing is: “What will the bank look for from me and my business?” While every bank has its own unique criteria, many use some variation of the five C’s of credit when making credit decisions. Broadly speaking, they are: Character Cash flow Collateral Capitalization… Read More →

Common Issues That May Affect The Cash Flow Of The Business

Cash flow
by in Columnist Spotlight | Finance

Do you know where your cash is? Common issues that may affect the cash flow of the business. Have you ever asked yourself the question, “I am making a profit, but I don’t know where the cash is?” Many business owners tend to manage their business strictly from the income statement. An income statement is… Read More →

Cash Flow Management: Creating A Budget To Reach Financial Success

Create a Budget

Tracking of cash flow dates back more than 3,000 years. Before currency existed, people would use cattle, grains, silver or other items of value as trade. These transactions, tracked on tablets or sometimes counting tokens, were used as a tool to track financial dealings. This tells us that managing trade or cash flow has been… Read More →

Using Financial Statements, Tools To Plan Your Future

Financial Statements

Know what you have before planning the future using specific financial tools and financial statements. There are many famous quotes about the importance of enjoying the present and not focusing too much on the past or the future. We do this in our personal lives and with many of our responsibilities, such as work, education… Read More →

Investors Need Improved Transparency When Dealing With Illiquid Assets

Investors Need Transparency AZ Business Magazine Sept/Oct 2010

Now more than ever, investors and regulators are demanding greater transparency when it comes to hedge funds that invest in illiquid financial instruments. This should come as no surprise given that so many recent defining business failures were related to illiquid assets. For example, AIG’s downfall was caused by investments in structured credit derivatives that… Read More →

Now’s The Time For Business To Streamline And Maximize Cash

Now’s The Time For Business To Streamline And Maximize Cash

How do strategic growth-oriented organizations find and exploit the opportunities inherent in any downturn? Recently, Ernst & Young surveyed 3,100 entrepreneurs around the world to discover the actions entrepreneur-led companies are taking to remain on course during the current economic times. Contrary to what you may think, the survey found that today’s economic environment has… Read More →

Raising Capital In A Financial Drought Is Tough, But Not Impossible

money pile

In today’s turbulent economic environment, many companies are finding their cash flows temporarily reduced due to difficult business conditions. Less cash flow generated from operations can cause a working capital squeeze or make existing lenders uncomfortable and/or uncooperative, particularly if the company has violated a loan covenant or agreement. In the past year, we have… Read More →

How To Get The Most Out Of Social Media

Social Media

“Are you taking advantage of Web 2.0?” This question has been circulating throughout the business world regarding the online world of mass collaboration and consumer-generated content. Web 2.0 is redefining public relations, marketing, communications and branding for businesses worldwide. Nielsen’s 2009 Global Faces and Networked Places report states that two-thirds of the world’s Internet population… Read More →

Cash Strapped Companies Seek Solutions

piggy bank

The economic downturn and volatility of the financial markets has left a large number of established businesses with difficulty managing cash flow. Cash-strapped businesses, big and small, are paying their bills more slowly than ever. It’s a cash flow river — or trickle in this case — that flows downhill, impacting the businesses below that… Read More →