Tag Archives: David Richardson

PrescottGateway, Cassidy Turley

Brown appointed to TCA Board of Directors

Take Charge America, Inc., a national non-profit credit counseling agency based in Phoenix, announced today Kerwin Brown has been appointed to its board of directors. Brown, who serves as president and CEO of the Greater Phoenix Black Chamber of Commerce, joined the Take Charge America board on Jan. 1.

As a member of the board, Brown helps oversee strategy and business operations for Take Charge America. The organization provides financial education services including credit counseling, housing counseling, student loan counseling and debt management. Since 1987, Take Charge America has helped more than 1.6 million consumers nationwide.

“Kerwin brings formidable knowledge, expertise and leadership to our board of directors,” said Take Charge America CEO David Richardson. “During his 20-year career in financial services, he has seen the ups and downs of the market, and has worked with people at all stages of the financial spectrum. He has embraced our organization’s mission and shares our passion for helping consumers improve their financial wellbeing.”

Brown has served as president and CEO of the Greater Phoenix Black Chamber of Commerce for the last 18 months, leading the chamber’s efforts to support and bolster local businesses. Prior to assuming the leadership position, he was chairman of the board for the chamber. He also sits on the board of directors for the U.S. Black Chamber, Inc., where he has served as treasurer and western regional director for nearly four years. In addition to his leadership background, Brown has held numerous management positions with insurance and financial services companies.

“I am thrilled to join the board of an organization that’s helping Americans get back on their feet and take control of their finances,” said Brown. “My goal as a board member is to aid Take Charge America in providing the resources and education consumers need to avoid debt pitfalls and enjoy financial peace of mind.”

To learn more about Take Charge America, visit www.takechargeamerica.org.


TCA Awarded $300K for Foreclosure Counseling

Take Charge America, Inc., a non-profit credit counseling and housing counseling agency in Phoenix, was awarded $300,000 by the Arizona Attorney General’s Office over the next three years to provide free foreclosure intervention counseling to Arizona homeowners.

Take Charge America will use the funds to assist more homeowners with one-on-one counseling, primarily individuals and families with low-to-moderate income, and who are Spanish-speaking.

Housing counseling services at Take Charge America are approved by the U.S. Department of Housing and Urban Development (HUD). Take Charge America’s counselors can help homeowners avoid foreclosure or mitigate losses caused by foreclosure with a variety of solutions, such as accessing and sustaining loan modifications, refinancing and principal reduction.

“Arizona families are among the hardest hit by the economic downturn, and many are still struggling to meet their mortgage payments,” said Take Charge America Chief Executive Officer David Richardson. “This award will enable us to assist even more residents in need, helping them navigate the complex mortgage loan industry and possibly save their home.”

Take Charge America is one of 16 organizations throughout Arizona selected by the Attorney General’s Office to receive a share of the $5 million in housing counseling assistance available through a national mortgage settlement with the nation’s five largest mortgage loan servicers.  The funds help pay for the cost of the foreclosure intervention counseling that is provided free to Arizona homeowners.

Take Charge America introduced foreclosure prevention counseling in 2008 as a response to the mortgage crisis. It is HUD-approved to assist distressed homeowners statewide. To date, the non-profit has helped more than 10,000 homeowners with housing counseling.

Homeowners who are at risk of foreclosure can call Take Charge America at (623) 266-6382 or (866) 987-2008 to speak with a counselor.

For more information about Take Charge America’s services, visit www.takechargeamerica.org.

Dave Paddison

TCA Announces New Director of Finance

Take Charge America, Inc. announced that Dave Paddison now serves as director of finance for the national non-profit credit counseling and debt management agency. He provides comprehensive financial management services, overseeing all accounting, tax and financial reporting activities.

Prior to joining Phoenix-based Take Charge America, Paddison held numerous director-level and chief-level financial management positions in the Arizona non-profit sector, primarily in healthcare and community services.

“Dave has a strong track record of effective leadership in the local non-profit community. His skill sets in financial management, administration and operations will be crucial as we grow our services and seek new ways to assist consumers struggling with debt,” said David Richardson, chief executive officer of Take Charge America.

Paddison, a Scottsdale resident, is active in the community on professional and civic levels. He’s a member of the Healthcare Financial Management Association and the American College of Healthcare Executives. He also volunteers with Boy Scouts of America and St. Vincent DePaul, and previously served on community boards for the Social Services Contractors Indemnity Pool and the Diocese of Phoenix School Board.

Paddison earned a bachelor’s degree in Russian Studies and a Master’s in Business Administration in Finance & Accounting from Louisiana State University.

To learn more about Take Charge America operations and services, visit www.takechargeamerica.org.


Take Charge America Announces new CEO

Take Charge America, Inc. is pleased to announce David Richardson has been promoted to chief executive officer of the national non-profit credit counseling and debt management agency.
Richardson joined the organization in 2008 as director of finance and was promoted to chief financial officer in 2009. He assumed the role of chief executive officer in late 2012.

Headquartered in Phoenix, Take Charge America offers financial education, credit counseling, debt management and housing counseling services. Since 1987 it has helped more than 1.6 million consumers nationwide manage their personal finances and debts.

“I’m honored to lead this company in my new role as CEO, and I’m eager to explore more innovative financial solutions that bring even greater value to consumers,” said Richardson.  “The credit counseling industry has changed a lot in recent years, and we are seeking new ways to adapt with the times while still providing the highest level of financial education.”

Richardson, a Certified Public Accountant, brings more than 30 years of experience to the helm of Take Charge America. He held numerous executive-level financial management positions in the health care and financial services industries prior to joining the company, acquiring a strong expertise in non-profit management. He has additional expertise in budgeting, financial audits, cash and investment management, financial reporting, systems conversions, and mergers and acquisitions.

Richardson earned a bachelor’s in Accounting & Finance from the University of Dayton and a master’s in Finance from Georgia State University. He is a member of the American Institute of Certified Public Accountants and the Arizona Society of Certified Public Accountants (ASCPA). He currently serves as board treasurer for the Arizona Family Health Partnership, and previously served on the board of directors for ASCPA from 2010 to 2012.