fdic Archives

Technology and regulation are changing banking

Global Internet credit card payment

The banking industry in Arizona has improved since the the Great Recession; profitability and earnings are up, the number of the FDIC troubled banks list is down and the number of troubled loans and foreclosures are both down. Things are looking great, right? Larger institutions in Arizona are doing well because of their relationship to… Read More →

Is your mobile app putting customers at risk?

123rf.com: bloomua

Mobile apps are becoming big business for businesses. Many bank customers now check their account balances or transfer funds through an app on their cell phones. Savvy retail shoppers can use a favorite store’s apps to learn about discounts, access coupons and find daily deals. “The apps for financial institutions and retailers are getting greater… Read More →

Could Looser Lending Standards Boost Phoenix Market?


Will banks start to drop their standards and let people with slightly lower credit scores and much lower down payments buy homes? That’s the big question, after the Federal Deposit Insurance Corporation (FDIC) and other agencies voted to approve new, looser lending rules this week. A well-known expert from the W. P. Carey School of… Read More →

Are Arizona banks lending?

A Guide to Applying for a Bank Loan
by in Banking | Business News | Economy

Are they or aren’t they? Banks can only stay in business by making loans, not turning away customers who want to borrow money. So why does the public believe that banks aren’t lending? “The truth of the matter is that when things were really bad a few years ago, banks weren’t lending,” said Robert Sarver,… Read More →

Understanding The Function, Purpose, Regulation Of Financial Institutions

financial institutions - bank

The functions and regulations of financial institutions have changed since our most recent recession and will likely continue to be governed at a higher level going forward. This is critical for the success of our future economy. Financial institutions help provide opportunity for our economic growth and improve our living standards. They do this by… Read More →

Law Firms Report Stability In Financial Industry

by in AZ Business Magazine | Finance

Law Firms, Lawyers See Stability in Financial Industry As Arizona struggles to recover from a struggling economy, law firms are seeing a rise in the number of complaints filed in relation to banks and loans. Arizona lawyers have specifically seen an increasing number of claims involving commercial real estate and foreclosures. This indicates to lawyers… Read More →

Property Taxes: Keep A Keen Eye On County Valuation Notices

Property Taxes, AZRE Magazine May/June 2011
by in Finance & RE Law

What if your business was overcharged for its electricity, natural gas, or perhaps new computers or furniture? Most of us would take a look at our bills, determine where the mistakes occurred and then take the needed steps to resolve the discrepancies. But what if your business is being overcharged for its property taxes by thousands… Read More →