interest rates Archives

Interest rates create uncertainty in CRE financing

Construction Projects, AZRE Magazine March/April 2011

Looking at the commercial real estate financing industry is like looking at statistics: There can be several different interpretations. If you look at the numbers from 2015, commercial and multifamily mortgage bankers closed $503.8 billion in loans, according to a report from the Mortgage Bankers Association (MBA). Those numbers were 26 percent higher than 2014.… Read More →

Time Value Of Money And Planning

value of money

Understanding the general concept of the time value of money can help consumers plan appropriately for future needs and today’s wants. This concept applies to how a consumer may save, invest and make decisions on lending needs. Many of us are familiar with the idea that the earlier one starts saving the more he or… Read More →

Why The U.S. Will Survive, Thrive Through The Economic Crisis

Economic Crisis
by in Columnist Spotlight | Finance

There has been an overabundance of media buildup over the past three or four years concerning the economic crisis and condition of the U.S. with many doomsday scenarios. There is no doubt that some of these media concerns and fears expressed, whether blown out of proportion or not, are real. Unfortunately, most people don’t have… Read More →

Investors Can’t Avoid Risk, But They Can Minimize It With Education

Investing advice
by in Columnist Spotlight | Finance

For most investors, retirement plans took a turn for the worse, specifically in the last few years. They are faced with more challenges and require more discipline when planning for their “nest egg.” Many can remember when they were able to focus on basic techniques such as saving and investing to earn a conservative return.… Read More →

CD Rates Inching Higher Again


Bank-issued certificates of deposit rates are inching up, but if your one-year CD is maturing, you’re probably not going to like what’s being offered. That’s because CD rates took a dramatic drop in the past year as the Federal Reserve marched through a series of reductions starting last summer. The downward spiral was triggered by… Read More →