mike sullivan Archives

Take Charge America unveils Home Ready Counseling


Prospective homebuyers across the country now have access to a new service helping them receive approval for a mortgage. Take Charge America, Inc., a national nonprofit credit counseling and debt management agency headquartered in Phoenix, now offers Home Ready Counseling, a program specifically designed to address the top approval requirements for a home loan. “With… Read More →

Advice for Parents on Back-to-School Spending

Arizona School Choice Trust

Back-to-school spending can take its toll on the family budget, with parents paying considerable cash for clothes, backpacks and other must-haves. The National Retail Foundation expects consumers to spend about $74.9 billion this year to send their children and college students back to school, up 12 percent since 2013. “Back-to-school spending is second only to… Read More →

Most High-Net Worth Arizonans Enjoy Hobby Investing


BMO Private Bank today released the results of a study on high-net worth Arizonans (those with at least $1 million in investable assets) and hobby (or passion) investing. The study, the fifth and last in a series by BMO Private Bank examining trends among the affluent, found that half of the state’s wealthy engage in… Read More →

Take Charge America: 7 Fees You Should Avoid


It seems there’s a fee for everything. It can be hard to keep track of all of the bank account fees, credit card fees and convenience fees consumers are charged – and it’s even harder to know which fees can be avoided altogether. “In many cases, people don’t realize how much they’re paying out, as… Read More →

Boost bottom line by helping workers with personal finances


Employee productivity can be directly correlated with the overall profitability and general health of an organization. An effective workforce, to no one’s surprise, produces an effective product or service. However, many employers are overlooking one of the top issues negatively affecting productivity – problems with personal finances. According to the 2014 PwC Employee Financial Wellness… Read More →

How To Teach Teens Money Management Skills

money management

While personal finance curriculums are expanding in schools nationwide, much of a teen’s money savvy is learned in the home. According to Mike Sullivan, director of education for Take Charge America, a non-profit credit counseling agency in Phoenix, all teens need some financial home-schooling before entering the “real world.” “It takes a lot of time and effort… Read More →