take charge america Archives

Thunderbirds Charities awards more than $2.9M to 55 nonprofits

Thunderbirds Charities, the charitable giving arm of the Thunderbirds – hosts of the Waste Management Phoenix Open Presented by The Ak-Chin Indian Community – awarded more than $2.9 million in grants to 55 Valley charities during its spring funding cycle.  Most notably, Thunderbirds Charities granted $300,000 to UMOM New Day Centers, $250,000 to VOS YMCA,… Read More →

Lend a Hand program helps Arizonans pay off car title loans

Four community-focused organizations are launching a program to rescue Maricopa County residents struggling to pay off high cost title loans and help put them on a path to healthy credit and financial success. The program is called “Lend a Hand,” and is being offered through a partnership between the Arizona Community Foundation, MariSol Federal Credit… Read More →

Tips to identify student loan repayment scams

FlexJobs

With the U.S. Department of Education reporting that more than 40 percent of all borrowers are late or in default, it’s no wonder fake or unethical student debt relief companies are popping up everywhere. “Borrowers are more stressed than ever before about repaying their loans,” said Sarah Hamilton, student loan supervisor for Take Charge America, a national nonprofit… Read More →

Take Charge America offers tips to nail financial resolutions

The New Year is about new beginnings, whether they’re personal or financial, and to help you from failing with your lofty resolutions like every year Take Charge America offers up some tips for success for financial goals. “Many of us come out of the gate raring to go, but our enthusiasm quickly dies because our… Read More →

TCA teaches educators about personal finances

Take Charge America, Inc., a national nonprofit credit counseling and debt management agency based in Phoenix, is partnering with Phoenix Union High School District (PUHSD) to offer personal financial management and credit counseling resources and services to the district’s nearly 3,000 full- and part-time employees. “Changes in the payroll process for a select group of… Read More →

Take Charge America launches ‘Credit Look’ program

While many financial organizations offer free credit reports, most recipients don’t know how to interpret that report or the steps they should take to improve their scores. Now, Take Charge America, Inc., a national nonprofit credit counseling and debt management agency, is taking this offer even further, providing free credit reports along with a complimentary… Read More →

Take Charge America unveils Home Ready Counseling

Prospective homebuyers across the country now have access to a new service helping them receive approval for a mortgage. Take Charge America, Inc., a national nonprofit credit counseling and debt management agency headquartered in Phoenix, now offers Home Ready Counseling, a program specifically designed to address the top approval requirements for a home loan. “With… Read More →

Advice for Parents on Back-to-School Spending

Arizona School Choice Trust

Back-to-school spending can take its toll on the family budget, with parents paying considerable cash for clothes, backpacks and other must-haves. The National Retail Foundation expects consumers to spend about $74.9 billion this year to send their children and college students back to school, up 12 percent since 2013. “Back-to-school spending is second only to… Read More →

Take Charge America: 7 Fees You Should Avoid

It seems there’s a fee for everything. It can be hard to keep track of all of the bank account fees, credit card fees and convenience fees consumers are charged – and it’s even harder to know which fees can be avoided altogether. “In many cases, people don’t realize how much they’re paying out, as… Read More →

Boost bottom line by helping workers with personal finances

Employee productivity can be directly correlated with the overall profitability and general health of an organization. An effective workforce, to no one’s surprise, produces an effective product or service. However, many employers are overlooking one of the top issues negatively affecting productivity – problems with personal finances. According to the 2014 PwC Employee Financial Wellness… Read More →

6 Tips for Managing Student Loans, College Expenses

FlexJobs

It’s the time of year when high school seniors are finalizing plans for college. In addition to choosing a major and deciding where to live, it’s important for parents and students to discuss how to manage college expenses, especially since the Chronicle of Higher Education reports 60 percent of students borrow money to pay for… Read More →

Is a Reverse Mortgage Right for You?

Seniors are living longer than ever before. Medical advances and a focus on healthy living have dramatically improved longevity, but living longer presents a complication: the potential to outlive savings. Older adults often do not anticipate the high costs of health and long-term care, or the uncertainty of Social Security and Medicare. As a result,… Read More →

Brown appointed to TCA Board of Directors

Take Charge America, Inc., a national non-profit credit counseling agency based in Phoenix, announced today Kerwin Brown has been appointed to its board of directors. Brown, who serves as president and CEO of the Greater Phoenix Black Chamber of Commerce, joined the Take Charge America board on Jan. 1. As a member of the board,… Read More →

TCA Assists 10K Arizona Homeowners with Counseling

Take Charge America, Inc., a non-profit credit counseling and housing counseling agency in Phoenix, marked a milestone this year. It has now assisted more than 10,000 Arizona homeowners with housing counseling. Most of this assistance was for foreclosure prevention, a free service that helps homeowners avoid foreclosure or mitigate losses caused by foreclosure. As a… Read More →