take charge america Archives

Take Charge America launches ‘Credit Look’ program


While many financial organizations offer free credit reports, most recipients don’t know how to interpret that report or the steps they should take to improve their scores. Now, Take Charge America, Inc., a national nonprofit credit counseling and debt management agency, is taking this offer even further, providing free credit reports along with a complimentary… Read More →

Take Charge America unveils Home Ready Counseling


Prospective homebuyers across the country now have access to a new service helping them receive approval for a mortgage. Take Charge America, Inc., a national nonprofit credit counseling and debt management agency headquartered in Phoenix, now offers Home Ready Counseling, a program specifically designed to address the top approval requirements for a home loan. “With… Read More →

Advice for Parents on Back-to-School Spending

Arizona School Choice Trust

Back-to-school spending can take its toll on the family budget, with parents paying considerable cash for clothes, backpacks and other must-haves. The National Retail Foundation expects consumers to spend about $74.9 billion this year to send their children and college students back to school, up 12 percent since 2013. “Back-to-school spending is second only to… Read More →

Take Charge America: 7 Fees You Should Avoid


It seems there’s a fee for everything. It can be hard to keep track of all of the bank account fees, credit card fees and convenience fees consumers are charged – and it’s even harder to know which fees can be avoided altogether. “In many cases, people don’t realize how much they’re paying out, as… Read More →

Boost bottom line by helping workers with personal finances


Employee productivity can be directly correlated with the overall profitability and general health of an organization. An effective workforce, to no one’s surprise, produces an effective product or service. However, many employers are overlooking one of the top issues negatively affecting productivity – problems with personal finances. According to the 2014 PwC Employee Financial Wellness… Read More →

6 Tips for Managing Student Loans, College Expenses

college graduates

It’s the time of year when high school seniors are finalizing plans for college. In addition to choosing a major and deciding where to live, it’s important for parents and students to discuss how to manage college expenses, especially since the Chronicle of Higher Education reports 60 percent of students borrow money to pay for… Read More →

Is a Reverse Mortgage Right for You?


Seniors are living longer than ever before. Medical advances and a focus on healthy living have dramatically improved longevity, but living longer presents a complication: the potential to outlive savings. Older adults often do not anticipate the high costs of health and long-term care, or the uncertainty of Social Security and Medicare. As a result,… Read More →

Brown appointed to TCA Board of Directors

PrescottGateway, Cassidy Turley

Take Charge America, Inc., a national non-profit credit counseling agency based in Phoenix, announced today Kerwin Brown has been appointed to its board of directors. Brown, who serves as president and CEO of the Greater Phoenix Black Chamber of Commerce, joined the Take Charge America board on Jan. 1. As a member of the board,… Read More →

TCA Assists 10K Arizona Homeowners with Counseling


Take Charge America, Inc., a non-profit credit counseling and housing counseling agency in Phoenix, marked a milestone this year. It has now assisted more than 10,000 Arizona homeowners with housing counseling. Most of this assistance was for foreclosure prevention, a free service that helps homeowners avoid foreclosure or mitigate losses caused by foreclosure. As a… Read More →

TCA Awarded $300K for Foreclosure Counseling


Take Charge America, Inc., a non-profit credit counseling and housing counseling agency in Phoenix, was awarded $300,000 by the Arizona Attorney General’s Office over the next three years to provide free foreclosure intervention counseling to Arizona homeowners. Take Charge America will use the funds to assist more homeowners with one-on-one counseling, primarily individuals and families… Read More →

TCA Announces New Director of Finance

Dave Paddison
by in Business News | Nonprofit

Take Charge America, Inc. announced that Dave Paddison now serves as director of finance for the national non-profit credit counseling and debt management agency. He provides comprehensive financial management services, overseeing all accounting, tax and financial reporting activities. Prior to joining Phoenix-based Take Charge America, Paddison held numerous director-level and chief-level financial management positions in… Read More →

Take Charge America Announces new CEO

by in Business News | Finance

Take Charge America, Inc. is pleased to announce David Richardson has been promoted to chief executive officer of the national non-profit credit counseling and debt management agency. Richardson joined the organization in 2008 as director of finance and was promoted to chief financial officer in 2009. He assumed the role of chief executive officer in… Read More →

How To Teach Teens Money Management Skills

money management

While personal finance curriculums are expanding in schools nationwide, much of a teen’s money savvy is learned in the home. According to Mike Sullivan, director of education for Take Charge America, a non-profit credit counseling agency in Phoenix, all teens need some financial home-schooling before entering the “real world.” “It takes a lot of time and effort… Read More →