They’re often referred to as the “forgotten generation,” so it might come as a surprise to some that Generation X is already approaching retirement age. According to a nationwide survey conducted by ChamberofCommerce.org, more than 1 in 3 (39%) of Gen Xers plan to relocate when they retire. But which cities are the best for Gen X retirement? 

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An analysis of 170 cities by ChamberofCommerce.org revealed that four Metro Phoenix suburbs are among the most ideal cities for Gen X to retire to.

Gilbert ranked 5th, followed by Scottsdale in 6th, Chandler in 7th, and Peoria in 8th.

Here are the highlights for Gilbert: 

  • Life expectancy: 78.2
  • Gen X median household income: $132,719 
  • Median real estate taxes: $2,301 
  • Patient to physician ratio: 1,430:1
  • Gen Xers as percent of population: 13.71%

To determine the ranking, key factors were analyzed such as affordability, safety, health, and demographic appeal, including housing affordability, cost of living, tax friendliness, life expectancy, access to healthcare, migration, and crime rate.  

According to our nationwide survey: 

  • 25% of Americans and more than 1 in 4 (27%) Gen Xers have no retirement savings.
  • More than half of Americans (54%) and 39% of Gen Xers believe Social Security will be insolvent by the time they retire.
  • More than 1 in 3 (39%) of Gen Xers say they’ll never be able to retire. 

Cities located within Texas, Arizona, and Florida dominate the list of the most ideal places for Gen Xers to retire, according to our analysis. Specifically, the Dallas and Phoenix areas, which are home to eight of the top 10 cities on our list.  

The Dallas-Fort Worth suburb of Frisco, Texas, tops the list, partly due to its large percentage of Gen Xers. Overall, Gen X accounts for 17.82% of the city’s population, which is more than any other city within our analysis. The average life expectancy among cities in our analysis is 78.5 years, but Frisco’s is considerably higher at 81.6 years, making this an ideal city for Gen Xers to live out their retirement years. 

Best Cities for Gen X Retirement

Here are the Top 50 cities offering the most ideal environments for Gen X retirement based on financial, safety, and health factors: