7 Arizona cities rank among 100 best places to retire in 2025

With 50% of people thinking it’s not realistic for the average American to expect to retire comfortably, the personal-finance company WalletHub today released its report on 2025’s Best & Worst Places to Retire, as well as its 2025 Retirement Savings Survey.

After putting in decades of hard work, we naturally expect to have financial security in our golden years. But not all Americans can look forward to a relaxing retirement. According to the Employee Benefit Research Institute’s 2025 Retirement Confidence Survey, 67% of workers reported feeling at least somewhat confident that they will have enough money to retire comfortably, but only 24% said they were “very confident.”

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If so many American workers are worried about their financial future, what other options provide a pathway to a comfortable retirement? For some, the only solution is to keep working. According to Gallup polling, workers in 2022 planned to retire at age 66 on average, compared to age 60 in 1995. The alternative? Relocate to an area where you can stretch your dollar without sacrificing your lifestyle.

Retirement isn’t all about the money, though. Retirees want to live in a place where they enjoy safety and access to good healthcare, especially in light of significant inflation and economic uncertainty. The ideal city will also have lots of ways to spend leisure time, along with good weather.

To help Americans plan an affordable retirement while maintaining the best quality of life, WalletHub compared the retiree-friendliness of more than 180 U.S. cities across 45 key metrics. Our data set ranges from the cost of living to retired taxpayer-friendliness to the state’s health infrastructure.

If you’re considering retiring out of state, make sure to check out WalletHub’s “Best & Worst States to Retire” ranking, too.

Top 5 best places to retire in 2025

1. Orlando, FL
2. Scottsdale, AZ
3. Minneapolis, MN
4. Miami, FL
5. Tampa, FL

Main findings

Best Retirement Cities

Overall Rank	City	Total Score	Affordability Rank	Activities Rank	Quality of Life Rank	Health Care Rank
1	Orlando, FL	62.63	5	18	76	14
2	Scottsdale, AZ	59.07	116	17	1	40
3	Minneapolis, MN	59.01	96	7	70	13
4	Miami, FL	58.63	76	5	94	26
5	Tampa, FL	58.14	45	10	35	106
6	Atlanta, GA	57.65	66	4	104	56
7	Fort Lauderdale, FL	57.49	79	14	60	47
8	Cincinnati, OH	56.36	104	3	92	50
9	Madison, WI	56.25	107	55	6	8
10	Casper, WY	55.98	1	74	75	74
11	Las Vegas, NV	55.86	13	6	106	165
12	St. Petersburg, FL	55.83	45	31	33	93
13	Sioux Falls, SD	55.74	25	142	50	3
14	Pittsburgh, PA	55.62	110	23	56	19
15	Wilmington, DE	55.53	69	21	153	17
16	Charleston, SC	55.43	42	26	74	86
17	Denver, CO	55.32	93	8	93	59
18	Tempe, AZ	54.79	116	42	16	32
19	Boise, ID	54.47	64	65	10	58
20	Cape Coral, FL	54.32	24	72	22	111
21	St. Paul, MN	54.12	97	34	61	37
22	Bismarck, ND	53.79	83	146	38	6
23	Columbia, MD	53.73	134	82	2	5
24	Portland, ME	53.65	132	24	30	27
25	Austin, TX	53.64	54	30	78	105
26	Richmond, VA	53.57	62	37	133	24
27	San Francisco, CA	53.37	173	1	54	34
28	Columbia, SC	53.02	18	88	85	80
29	San Diego, CA	52.55	157	13	13	43
30	Pembroke Pines, FL	52.41	78	123	17	83
31	West Valley City, UT	52.28	100	51	69	87
32	Cheyenne, WY	52.18	3	153	51	124
33	St. Louis, MO	52.09	37	19	182	71
34	Charleston, WV	52.02	19	68	87	138
35	Fargo, ND	51.88	38	167	108	7
36	Salt Lake City, UT	51.72	100	9	155	82
37	Nashua, NH	51.70	90	128	73	18
38	Juneau, AK	51.49	95	53	135	15
39	Missoula, MT	51.37	126	44	164	1
40	Hialeah, FL	51.23	76	113	27	60
41	Akron, OH	51.18	57	62	82	99
42	Virginia Beach, VA	51.00	58	89	49	53
43	Knoxville, TN	50.98	4	79	134	150
44	Colorado Springs, CO	50.93	52	94	31	78
45	Jacksonville, FL	50.77	21	66	109	122
46	Washington, DC	50.56	148	2	95	92
47	Rapid City, SD	50.51	55	114	170	12
48	Birmingham, AL	50.39	28	43	162	118
49	Overland Park, KS	50.39	108	129	52	28
50	San Antonio, TX	50.38	30	32	142	163
51	Los Angeles, CA	50.38	159	16	23	76
52	New Orleans, LA	50.31	112	11	175	69
53	Raleigh, NC	50.21	63	73	97	51
54	Tucson, AZ	50.10	75	33	79	161
55	Tallahassee, FL	50.07	11	127	89	132
56	Philadelphia, PA	50.02	115	35	96	72
57	Durham, NC	49.90	53	120	124	10
58	Dallas, TX	49.72	74	41	119	116
59	Henderson, NV	49.61	13	121	12	171
60	Chandler, AZ	49.60	116	87	19	67
61	Manchester, NH	49.59	92	143	44	25
62	Plano, TX	49.54	85	104	36	66
63	Jackson, MS	49.48	23	92	158	113
64	Phoenix, AZ	49.47	116	36	67	115
65	Glendale, CA	49.45	164	48	8	22
66	Milwaukee, WI	49.28	88	45	167	44
67	Reno, NV	49.27	32	75	47	168
68	Nampa, ID	48.86	64	166	25	119
69	Cedar Rapids, IA	48.79	86	154	40	103
70	Little Rock, AR	48.76	44	117	163	46
71	Long Beach, CA	48.66	159	28	26	61
72	Portland, OR	48.62	141	15	112	102
73	Grand Rapids, MI	48.62	106	63	117	68
74	Fort Worth, TX	48.51	56	69	57	153
75	Cleveland, OH	48.46	84	52	166	57
76	North Las Vegas, NV	48.40	13	124	65	160
77	Chattanooga, TN	48.19	8	136	157	140
78	Louisville, KY	48.13	114	50	71	120
79	Grand Prairie, TX	48.05	70	145	48	110
80	Irvine, CA	48.04	164	38	29	23
81	Honolulu, HI	48.01	180	12	3	70
82	Norfolk, VA	47.94	58	78	111	114
83	Nashville, TN	47.93	68	61	161	97
84	Lexington-Fayette, KY	47.89	105	150	14	41
85	Des Moines, IA	47.85	50	139	68	90
86	Houston, TX	47.78	34	49	165	156
87	Gilbert, AZ	47.77	116	109	18	108
88	Brownsville, TX	47.65	2	179	103	167
89	Boston, MA	47.60	179	27	32	9
90	Huntington Beach, CA	47.50	164	29	39	52
91	Lewiston, ME	47.36	103	141	24	89
92	Huntsville, AL	47.36	35	162	46	162
93	Baton Rouge, LA	47.28	80	46	172	125
94	Peoria, AZ	47.22	116	105	37	127
95	Anchorage, AK	47.19	87	90	116	84
96	Garland, TX	47.11	70	126	58	139
97	Chesapeake, VA	47.09	58	161	42	85
98	Omaha, NE	47.05	99	95	127	36
99	Springfield, MO	46.99	27	108	160	131
100	Albuquerque, NM	46.96	81	54	137	151
101	Chicago, IL	46.95	144	20	126	95
102	Huntington, WV	46.91	20	165	121	152
103	Columbus, OH	46.85	111	101	45	94
104	Lincoln, NE	46.69	137	111	20	31
105	Las Cruces, NM	46.65	67	149	77	158
106	Irving, TX	46.48	70	131	107	75
107	Port St. Lucie, FL	46.47	36	170	91	107
108	Garden Grove, CA	46.41	164	60	28	38
109	Mesa, AZ	46.35	116	100	43	123
110	Dover, DE	46.30	41	85	178	148
111	El Paso, TX	46.18	9	134	84	172
112	Oklahoma City, OK	46.16	39	91	118	154
112	Glendale, AZ	46.16	116	77	88	98
114	Tulsa, OK	46.13	29	99	138	155
115	Charlotte, NC	46.07	73	122	114	96
116	Aurora, CO	46.02	93	132	131	30
117	Fort Wayne, IN	45.92	47	144	83	121
118	Sacramento, CA	45.88	147	40	34	130
119	Mobile, AL	45.80	43	86	136	166
120	Arlington, TX	45.65	40	125	100	149
121	Winston-Salem, NC	45.42	33	151	98	142
122	Aurora, IL	45.40	144	76	86	42
123	Oceanside, CA	45.34	153	70	21	65
124	Fremont, CA	45.27	173	107	4	29
125	Oakland, CA	45.14	152	39	128	39
126	San Jose, CA	45.01	170	119	7	20
127	Kansas City, MO	44.96	82	80	173	109
128	Worcester, MA	44.84	142	118	105	33
129	Amarillo, TX	44.79	10	169	120	173
130	Memphis, TN	44.74	7	93	181	164
131	Santa Ana, CA	44.73	164	59	53	48
132	Newport News, VA	44.70	58	158	110	143
133	South Burlington, VT	44.62	154	111	143	2
134	Rochester, NY	44.37	138	47	147	91
135	Corpus Christi, TX	44.30	17	106	152	178
136	New Haven, CT	44.27	146	138	146	4
137	New York, NY	44.23	182	22	41	55
138	Augusta, GA	44.18	22	178	81	180
139	Buffalo, NY	44.08	131	56	139	126
140	Columbus, GA	44.00	48	171	59	170
141	Seattle, WA	43.97	178	25	62	64
142	Providence, RI	43.91	149	58	115	81
143	Toledo, OH	43.90	91	130	80	145
144	Indianapolis, IN	43.74	98	110	177	49
145	Gulfport, MS	43.69	31	83	179	181
146	Santa Clarita, CA	43.49	171	103	15	88
147	Yonkers, NY	43.22	177	64	64	16
148	Burlington, VT	43.19	154	71	140	21
149	Billings, MT	43.15	109	163	130	77
150	Fayetteville, NC	43.07	26	135	154	177
151	Laredo, TX	42.94	12	177	102	182
152	Lubbock, TX	42.91	6	147	156	176
153	Montgomery, AL	42.83	16	152	159	179
154	Santa Rosa, CA	42.56	176	97	9	101
155	Vancouver, WA	42.55	151	98	141	34
156	Chula Vista, CA	42.43	157	159	11	54
157	Shreveport, LA	42.29	89	168	145	136
158	Anaheim, CA	42.25	164	84	72	45
159	Baltimore, MD	41.87	134	57	176	112
160	Greensboro, NC	41.76	51	133	180	133
161	Jersey City, NJ	41.56	162	96	66	63
162	Oxnard, CA	41.25	161	137	55	73
163	Warwick, RI	41.19	149	115	122	62
164	Spokane, WA	40.94	124	148	151	100
165	Fort Smith, AR	40.51	49	155	149	175
166	Detroit, MI	40.37	130	102	174	117
167	Wichita, KS	40.20	102	140	168	141
168	Moreno Valley, CA	39.83	136	180	101	135
169	Modesto, CA	39.67	129	182	63	159
170	Tacoma, WA	39.43	172	67	150	79
171	Ontario, CA	39.29	143	156	113	137
172	Riverside, CA	39.27	140	116	132	129
173	Bridgeport, CT	39.15	175	160	148	11
174	Salem, OR	38.85	127	174	129	146
175	Pearl City, HI	38.81	180	164	5	104
176	Fontana, CA	38.42	139	172	99	147
177	Fresno, CA	38.33	125	175	144	144
178	Newark, NJ	37.29	156	81	169	134
179	Bakersfield, CA	37.11	113	173	125	169
180	Rancho Cucamonga, CA	36.53	163	176	90	128
181	Stockton, CA	35.35	133	181	123	157
182	San Bernardino, CA	35.23	128	157	171	174