Americans have a thing or two to say about finances – especially for summer romances now in full swing, according to the Chase Slate 2017 Credit Outlook.

“When it comes to relationships, many Americans are unwilling to compromise on credit health, and for a good reason,” said Mical Jeanlys, General Manager of the Chase Slate credit card. “Credit plays a critical role in everything – from securing a loan to qualifying for competitive interest rates.”

Here’s what Slate uncovered:

• High credit card debt is a deal-breaker. 37% of Americans say that credit card debt is a reason to think less of a significant other. 

• Finances are not fair game. Only 1% of women are willing to discuss finances on a first date, while men are more open to discussing them at 15%.

• Money talk is off-limits, until it’s serious. 34% of Americans say finances should be discussed as soon as things get serious.

• Millennials know their scores. Married Millennials (58%) are more likely to know their partner’s credit score than other generations – married Gen Xers (44%) and married Boomers (38%).

“Credit health and relationships share at least one thing in common – both require commitment,” said Farnoosh Torabi, a personal finance expert and Chase Slate Financial Education Ambassador. “Before taking the next big step with a potential partner, have a conversation about credit. If you discover that one of you has less than stellar credit, but you are both committed to improvement, then you can begin working together to raise your partner’s score by paying monthly bills on time or prioritizing debt reduction.”