In 1988, the Motor Vehicle Act was introduced to ensure the safety of vehicles on the roads in many ways. Today, it is considered a significant asset, seeing the rise in traffic across the country. Motor insurance helps provide financial security against any unforeseen damages that occur while driving on the road due to various instances like theft, natural calamities, and accidents. Traditionally, you could only buy four-wheeler or two-wheeler insurance through an agent or directly from a company. But these days, technology has advanced, and each process has gone online. You now have a better choice of buying two wheeler insurance online, which is quite simple and comes with a variety of benefits for you.
Let’s briefly analyze why purchasing two-wheeler insurance online is a smart move.
Plethora of Options
When you buy two wheeler insurance online, you get a plethora of options to choose from and compare. You can take quotes from various insurers, customize your policy, and choose the one suiting your needs at the most suitable price. You also get the flexibility of completing the insurance buying process at your convenience.
Rider Options
Buying two-wheeler insurance policy online comes with the ease of choosing various rider options that help you modify your plan to get maximum coverage. You can compare, add, or remove them at your comfort to enhance the policy’s coverage. Some of the many options you can get while buying two-wheeler insurance online are zero depreciation cover and personal accidental death cover.
Instant Coverage
Buying two-wheeler insurance online is a smart move as it gets you immediate coverage. Once you’ve completed the online filing process and made the payment, you receive a digitally signed copy from your insurer through email instantly that serves as your proof of insurance.
Additional Offers
All the IRDA approved insurers may offer you various additional discounts when you opt for two-wheeler insurance online. One of the significant benefits is a no claim bonus or NCB that an insurer offers on premiums in case you have not made any previous claims. Such offers also make buying two-wheeler insurance online a better alternative than connecting with a local agent.
Easy Policy Renewal
Every policy you buy has its renewal date, which is usually at the end of each year. Sometimes, the process becomes complicated if you opt for traditional ways of renewing your motor insurance involving agents. Renewal of two-wheeler insurance online is an easy hassle-free process, which only takes a few minutes for complete renewal of the policy.
No Paperwork Involved
Buying two-wheeler insurance online also contributes to saving the environment as it does not involve physical paperwork. Not only you save the environment, but you also save yourself from the hassle of hefty paperwork. You don’t have to run around different shops to take prints of your IDs, hence, delaying the insurance purchase process.
Easy to Research About the Policy
A primary reason for the rejection of policy claims is the lack of understanding of the insurance coverage. When you buy two wheeler insurance online, you can easily search for the benefits of the policy and the coverage amount you should choose. Moreover, you get to know about diverse inclusions and exclusions, including terms and conditions of the plan, making you well-versed with the policy you are buying.
Purchase Your Best Two-Wheeler Insurance Policy Online
Today many insurers in the market provide two-wheeler insurance online, which you can customize as per your needs. Reliable companies like TATA AIG stand out because of their services and the benefits they offer to their customers. Their two-wheeler insurance policy provides various features that give your vehicle maximum coverage with rider options. Their reliable services are the reason why Tata AIG’s two wheeler insurance reviews are optimistic. Make sure you also look into the reviews and details of the policy benefits before purchasing your two-wheeler insurance online.
