Were you aware that the best investment opportunities of 2021 are available to everyone?

Investing is something that many people want to get into, but few take the time to research where to invest. Because of this, many end up sticking to their traditional savings accounts, which isn’t enough to build wealth.

If you’d like to get rich, you must seek other investment opportunities that offer more favorable results. Traditional savings accounts do not have high interest rates, so your money will be worth less as inflation increases.

Even if you’re someone that just wants to build a savings account, there are options for you. We’ll go over everything you need to know about investing.

Read on to learn more about where to invest in 2021!

Roth IRA

One of the best investment opportunities is a Roth IRA because of how much money you can earn. As of 2021, you can invest $6,000 per year into a Roth IRA. What makes it a necessary investment if you’re looking for long-term growth is the fact that it typically has an annual return rate of 7% to 10%.

The only downside to investing in a Roth IRA is that you must wait until you’re 59½ years old to withdraw the money without fees. However, you can withdraw it at any time, but the money may be taxed. If you wait until 59½, all of the deposited money will not be taxed.

There are some situations in which you can withdraw the money early without penalties. Whenever you’re purchasing a home for the first time, paying for college, or having a child, you won’t be required to pay fees when withdrawing.


After investing the maximum amount into a Roth IRA account, the next thing you should think about is the stock market. The stock market is home to some of the best investment opportunities, but many people are afraid to dive in.

To successfully invest in stocks, you’ll need to research companies that you’re interested in. When it comes to long-term growth, find a company that you trust will continue growing. For example, companies like Apple and Google have shown that they’re not going anywhere.

Entering the stock market doesn’t require anything other than a brokerage account. You can find a variety of brokerages for beginners that offer different features.

When opening a brokerage account, you must deposit funds before you can start buying shares of stock. In most cases, you’ll have to wait up to a week for the money to clear. However, many brokerages offer instant deposits, which essentially allow you to spend the money before it clears. 

Hedge Funds

If you’d like to invest but don’t want to put a lot of effort into it, hedge funds are perfect for you. These funds are managed by organizations that invest in a variety of things to earn money for their investors.

When investing in a hedge fund, you can expect your money to be put toward things like real estate, stocks, foreign currency, and more. All of these investments are used to provide a higher return rate than you’d get from other types of investments.

However, one thing to note about hedge funds is that your money will be controlled by someone else. You won’t be able to choose what it gets invested in, so it’s not as secure as other types of investments.

Exchange-Traded Funds (ETFs)

ETFs are similar to hedge funds in that they contain a variety of investments. What makes ETFs unique from hedge funds is that they only consist of stocks, but several of them.

You can choose from several ETFs to invest in, all with different groups of stocks. Some ETFs are dedicated to things like tech whereas others use a large group of successful businesses.

For example, the S&P 500 consists of the top 500 performing businesses. This type of ETF typically continues to rise in value and changes are made whenever a company stops performing well. 

High-Interest Savings Account

For those that would like a more traditional approach to investing money, you can open a high-interest savings account. These accounts are more secure than other types of investments because you don’t risk losing money.

While high-interest savings accounts let people grow their savings quicker than other savings accounts, you won’t make as much money as you could with something like the stock market. When something has little to no risk, you can’t make much from it. 

Real Estate

Out of all the investment opportunities, real estate is one that has a lot of room for growth. You can approach real estate in several ways, but many people buy houses that need to be repaired so they can flip them.

If you’re looking for long-term investments, you can buy houses and apartments to rent. You’ll then earn passive investment income and make your money back over several years.

One benefit of getting into real estate is that there isn’t much risk unless you’re trying to flip houses. However, you’ll need to research different types of homes and locations until you can find a good deal.

Now You Know Where to Invest

Whether you’re someone that wants to earn a steady income or you’d like to get rich, you can use several 2021 investment opportunities to build wealth. After reading this article, you no longer need to wait to invest!

We encourage you to open a Roth IRA before investing in anything else because of the tax benefits. From there, you can invest in things like hedge funds or real estate if you have more money to invest. 

Check out our other articles to learn more about where to invest!