Dealing with an accident when you already have a medical issue in your past can completely transform your situation. Suddenly, the fear that the other side’s insurance will use your past against you consumes you.
A pre-existing condition does not automatically dismiss your personal injury claim. The law’s designed to be fair, not just an easy way out for the other side,” says New Mexico personal injury lawyer Brendan McDonald of New Mexico Accident Firm, LLC.
If you feel lost about your rights or where to start with a claim, this guide is for you.
What Is a Pre-Existing Condition, and How Can It Affect Your Claim?
A pre-existing condition is any health issue you had before the accident, for example, an old back injury, asthma, or even a past surgery. In New Mexico, insurance companies and defense lawyers love to point to these conditions.
They will argue your pain is not new and use that as an excuse to avoid paying what you deserve. Usually, they say your existing problems are just a repeat of something you already dealt with, hoping to pay you less. It is a common move and definitely makes things trickier, but you can still secure fair compensation.
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How the Law Treats Worsened Pre-Existing Injuries
If you get into an accident in New Mexico and it makes an old injury hurt more, the law actually takes that extra pain into account. The courts look at whether the accident made your previous condition flare up or caused new symptoms to appear. That is what they call an “exacerbation” of a pre-existing injury.
You do not have to pretend you were in perfect shape before the accident. You just need to show that things got worse because of what happened. Insurance companies might argue, but solid medical records and honest statements from your doctor help prove your case. The law’s goal here is to cover the extra suffering you are dealing with now, not just how things were before the accident.
The Eggshell Doctrine
New Mexico goes by the “eggshell doctrine.” If someone hurts you, they must deal with you as you are, even if you’re more vulnerable than most.
A condition that increases your risk of injury does not absolve the other party from responsibility. They must answer for all the damage, even if someone else in your position wasn’t as hurt.
So, if your injury ends up worse because of something in your medical history, the law says you still deserve full compensation for everything tied to that accident.
Tips for Personal Injury Victims with Pre-Existing Conditions
If you already have a medical condition and sustain an injury in New Mexico, immediately disclose your health history. Hiding it only backfires later. Start pulling together everything you can: old records, new ones, anything that shows what your life looked like before and after the accident.
Pay attention to symptoms that worsen or anything new that has popped up since you got hurt. Ask your doctor to put in writing what has changed. Seek assistance from a personal injury lawyer who has previously handled cases similar to yours. If the insurance company tries to give you a difficult time, you will need a professional on your side.
Choosing the Right Lawyer
If you have a pre-existing condition, you need a lawyer who understands personal injury law and knows all the ways insurance companies try to dodge responsibility. When you talk to lawyers, ask if they are familiar with cases involving old injuries or long-term health issues.
Find someone who is upfront about how they gather evidence and handle tough negotiations. The right personal injury lawyer will talk to your doctors, pull together your medical records, and help you explain your story clearly so the court really understands what you have been through.
Conclusion
There are instances where a person filing a personal injury claim may suffer from a pre-existing condition. Understanding the implications, both physically and legally, when aiming to secure compensation is of utmost importance. Seeking reliable legal advice and assistance from an experienced lawyer will help you address and overcome any obstacles on your road to recovery.