Prop trading firms have greatly affected the trading industry, by providing traders with large amount of capital to trade with, without using their own money. Now one-step challenges have also emerged among many programs, because of their simplicity. These programs allow traders to prove their skills in a single evaluation phase before gaining access to funded accounts.


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Why a One-Step Challenge Program?

One step challenges make the process of funding less complex and much easier than otherwise. Traders do not undergo several phases of evaluation and therefore these programs are less straining as well as quicker. Here’s why they are a game-changer:

Simplified Evaluation: Traders must achieve a certain level of profit without regard to multiple phases.

 Quick Funding: As soon as the challenge is ended, funding is given right away.

Flexibility: Since the majority of the programs give traders an unlimited amount of time, they can go on with it at their own rate.

Overview of Top Prop Firms in 2025

Some of the top prop firms offering exceptional one-step challenge programs in 2025 include The5ers, FundingPips, and FTMO. Each firm caters to traders with unique needs, from small accounts to high-leverage options. Let’s take a closer look at their offerings.

FundingPips: A Comprehensive Breakdown

FundingPips has gained immense popularity due to its affordable plans and attractive terms. It offers two primary one-step challenge programs:

1. Student Plan

· Funding Levels: $5,000 to $100,000.

·  Profit Target: 10% of the funded amount (e.g., $500 for a $5,000 account).

·  Leverage: 1:50, allowing significant flexibility in trade sizing.

·  Maximum Daily Loss: 4%.

·  Maximum Overall Loss: 6%.

·  Trading Period: Unlimited, giving traders ample time to achieve their target.

·  Minimum Trading Days: Only 3 days, making this plan ideal for skilled traders who can deliver quick results.

2. Master Plan

· Funding Levels: $5,000 to $100,000.

· Profit Split: Paid out every Tuesday.

· Loss Limits: 4% daily and 6% overall.

· Unlike the Student Plan, the Master Plan is designed for advanced traders focused on consistent payouts.

FundingPips enjoys relatively low minimum deposit requirements, which attract both beginners and experienced traders.

The5ers: Program Highlights

Over time, The5ers has become a known identity in prop trading, and it thrives by giving proper features to professional traders. Here’s what makes their one-step challenge program stand out:

· Funding Levels: Each bracket was $10,000, $20,000 and $40,000 all selected from the 100 responses.

· Evaluation Target: A standard KPI for everyone and every account – a 10% profit margin.

· Stop Out Level: Thus, restricting their risk discipline to 6% loss limits makes sense.

· Profit Split: As high as 100% which means traders can keep their well-earned revenues.

· Time Limit: Longer trading time that helps the companies avoid rigging their deals in a short time as they look for the best deals in the market.

· Leverage: 1:30 for moderate risk strategies.

· Bonuses: Traders can get more profit considering this bonus ranging between $15 to $50.

The5ers includes the so-called “Daily Pause” that does not allow traders to make an emotional decision and let their losses for a day exceed 3%. For new entrants into the trader market, then this is one of the greatest approaches to embracing change.

FTMO: A Market Leader: Proprietary Trading

FTMO has long been recognized for its professional approach and extensive resources for traders. Its one-step challenge program offers:

· Funding Levels: $10,000 to $200,000.

· Profit Target: A basic starting figure of ten percent across all accounts.

· Loss Limits: $500 to $10,000 per day, total maximum loss ratio being 10% of the total account.

· Refundable Fees: The evaluation fee ($89 and above), however, is refundable once the recipient clears the challenge.

· Leverage: 1:100, arguably one of the largest in the industry affording traders the option to open wider positions.

FTMO also comes equipped with great educational material, as well as detailed evaluation of trader’s performance, which will certainly be valuable for the traders who want to develop further.

Comparison Table of The5ers, FundingPips, and FTMO

FirmFunding LevelsProfit TargetLoss LimitsLeverageEvaluation Fee
The5ers$10,000 to $40,00010%6% overall, 3% daily1:30$260 to $850
FundingPips$5,000 to $100,00010%6% overall, 4% daily1:50Starts from free
FTMO$10,000 to $200,00010%10% overall, 5% daily1:100$89 to $1,080

Why Choose a One-Step Challenge Program?

One-step challenges simplify the often-complicated funding process. Traders don’t have to go through multiple evaluation phases, making these programs faster and less stressful. Here’s why they are a game-changer:

· Simplified Evaluation: Traders need to hit a specific profit target without worrying about multiple phases.

· Quick Funding: Once the challenge is complete, funding is provided immediately.

· Flexibility: With most programs offering unlimited time, traders can proceed at their own pace.

Conclusion

Also as one can observe from the analysis above these prop firms such as FundingPips, The5ers, FTMO and among others that dominate the market in 2025 have the one step challenge programs. Every of them provides something special to the traders of different experience levels and risk management capacities. Of course, FundingPips is somewhat affordable while The5ers is suitable for disciplined traders and FTMO for high leverage.