Six figures might not go as far as it used to. New research is revealing what you actually take home from a $200,000 salary in every state — and the results might surprise you, including a top 15 finish for Arizona.

MoneyLion analyzed data from the Tax Foundation and Social Security Administration to calculate total tax burden and net income for both single and married filers. While federal taxes dominate, state differences still matter — and the gap between the highest and lowest states is smaller than most people think.

Here’s how Arizona stacks up

• Arizona ranks 11th for single filers: tax burden 26.94% and take-home of $143,787 — roughly $4,500 off ofNi. 1-ranked Alaska.

• Married filers in Arizona keep $154,181 (effective burden 21.75%), more than $10,000 away from the $142,000 that No. 50-ranked Oregon taxpayers keep.

The study takes a state-by-state look at taxes paid, tax burden percentage and net pay for $200,000 earners—for both single filers and the married/filing jointly crowd. While the differences may look dramatic on paper — with some states taxing more than a third of a $200,000 salary and others taking less than a quarter — the practical impact is more modest. Because federal taxes make up the bulk of the burden at the $200,000 level, state-to-state differences narrow once everything is tallied. There are differences, however.

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Key Findings

  • Not surprisingly, states with no income tax — including Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming — cluster at the top of the list for the highest take-home pay.
  • On the other end of the spectrum, high-tax states such as Oregon, California, Hawaii and Minnesota impose steeper state income taxes, but even these differences don’t create as much of a gulf as many taxpayers might expect.
  • Even between Alaska (lowest tax burden percentage, $148,413 net for singles) and Oregon (highest tax burden percentage, $130,601 net), the spread is only about $17,800.
  • For married filers, the spread is even narrower: $158,432 (Alaska) to $142,004 (Oregon) — a difference of $16,428.
  • Among the 50 states, tax burdens for single filers vary from 24.63% to 33.52%.
  • Among the married and filing jointly, the range is 19.62% to 27.82%.

Here are the Top 15 states ranked by net take-home after taxes on a $200,000 salary.

1. Alaska

  • Single taxpayer:
    • Taxes paid: $51,587
    • Tax burden: 24.63%
    • Net income: $148,413
  • Married filing jointly:
    • Taxes paid: $41,568
    • Tax burden: 19.62%
    • Net income: $158,432

2. Florida

  • Single taxpayer:
    • Taxes paid: $51,595
    • Tax burden: 24.63%
    • Net income: $148,405
  • Married filing jointly:
    • Taxes paid: $41,576
    • Tax burden: 19.62%
    • Net income: $158,424

3. Nevada

  • Single taxpayer:
    • Taxes paid: $51,614
    • Tax burden: 24.63%
    • Net income: $148,386
  • Married filing jointly:
    • Taxes paid: $41,595
    • Tax burden: 19.62%
    • Net income: $158,405

4. New Hampshire

  • Single taxpayer:
    • Taxes paid: $51,615
    • Tax burden: 24.63%
    • Net income: $148,385
  • Married filing jointly:
    • Taxes paid: $41,596
    • Tax burden: 19.62%
    • Net income: $158,404

5. South Dakota

  • Single taxpayer:
    • Taxes paid: $51,627
    • Tax burden: 24.63%
    • Net income: $148,373
  • Married filing jointly:
    • Taxes paid: $41,608
    • Tax burden: 19.62%
    • Net income: $158,392

6. Tennessee

  • Single taxpayer:
    • Taxes paid: $51,628
    • Tax burden: 24.63%
    • Net income: $148,372
  • Married filing jointly:
    • Taxes paid: $41,609
    • Tax burden: 19.62%
    • Net income: $158,391

7. Texas

  • Single taxpayer:
    • Taxes paid: $51,629
    • Tax burden: 24.63%
    • Net income: $148,371
  • Married filing jointly:
    • Taxes paid: $41,610
    • Tax burden: 19.62%
    • Net income: $158,390

8. Washington

  • Single taxpayer:
    • Taxes paid: $51,633
    • Tax burden: 24.63%
    • Net income: $148,367
  • Married filing jointly:
    • Taxes paid: $41,614
    • Tax burden: 19.62%
    • Net income: $158,386

9. Wyoming

  • Single taxpayer:
    • Taxes paid: $51,636
    • Tax burden: 24.63%
    • Net income: $148,364
  • Married filing jointly:
    • Taxes paid: $41,617
    • Tax burden: 19.62%
    • Net income: $158,383

10. North Dakota

  • Single taxpayer:
    • Taxes paid: $54,282
    • Tax burden: 25.96%
    • Net income: $145,718
  • Married filing jointly:
    • Taxes paid: $43,337
    • Tax burden: 20.49%
    • Net income: $156,663

11. Arizona

  • Single taxpayer:
    • Taxes paid: $56,213
    • Tax burden: 26.94%
    • Net income: $143,787
  • Married filing jointly:
    • Taxes paid: $45,819
    • Tax burden: 21.75%
    • Net income: $154,181

12. Ohio

  • Single taxpayer:
    • Taxes paid: $57,155
    • Tax burden: 27.40%
    • Net income: $142,845
  • Married filing jointly:
    • Taxes paid: $47,136
    • Tax burden: 22.39%
    • Net income: $152,864

13. Louisiana

  • Single taxpayer:
    • Taxes paid: $57,229
    • Tax burden: 27.44%
    • Net income: $142,771
  • Married filing jointly:
    • Taxes paid: $46,835
    • Tax burden: 22.25%
    • Net income: $153,165

14. Indiana

  • Single taxpayer:
    • Taxes paid: $57,600
    • Tax burden: 27.63%
    • Net income: $142,400
  • Married filing jointly:
    • Taxes paid: $47,581
    • Tax burden: 22.62%
    • Net income: $152,419

15. Pennsylvania

  • Single taxpayer:
    • Taxes paid: $57,764
    • Tax burden: 27.70%
    • Net income: $142,236
  • Married filing jointly:
    • Taxes paid: $47,745
    • Tax burden: 22.69%
      • Net income: $152,255