Understanding the general concept of the time value of money can help consumers plan appropriately for future needs and today’s wants. This concept applies to how a consumer may save,…
Within the past few decades we have become a global economy, which adds great opportunity but also risk. Our global economy is affected by many more factors today and is…
The functions and regulations of financial institutions have changed since our most recent recession and will likely continue to be governed at a higher level going forward. This is critical…
Tracking of cash flow dates back more than 3,000 years. Before currency existed, people would use cattle, grains, silver or other items of value as trade. These transactions, tracked on…
Know what you have before planning the future using specific financial tools and financial statements. There are many famous quotes about the importance of enjoying the present and not focusing…
Our society is constantly overwhelmed with financial information either by television, internet, cell phones or print media. Deciding which is best and most accurate can be very daunting for the…
Investment Products: Which Is Best For Me? The financial industry continues to develop innovative products and improve services. As consumers we can feel overwhelmed when faced with choosing a product…
Estate Planning: Planning for the Future When planning your financial future, it is important to consider an investment strategy, risk tolerance and time horizon. These are critical aspects of building…
There are countless books, articles, and videos that discuss how to plan for your retirement — many of which can be found at universities, books written by financial gurus, business…
Dealing with a low rate environment Many investors watch day-to-day market performance to evaluate their investment holdings. Do I buy, do I sell, hold on, or consider other options such…
Choosing retirement plans for business owners: Today, business owners are a critical piece for the growth of our economy. They will continue to provide new innovations and venture out to…
Most of us will have the opportunity to benefit from a 401(k), a profit-sharing or some other corporate retirement plan. Typically, after accepting a position with a company, employees are…
