Purchasing an Arizona home warranty plan is a great way to protect your home. This is particularly true if you live in an older home since most of your appliances and systems are outdated and more susceptible to breaking. Having both the home warranty plan and American residential insurance is ideal for your home.
If you are planning to purchase a home warranty plan, then you need to buy the right plan that will ensure that your appliances and systems are adequately protected. The last thing you want to experience is when an appliance breaks down and then you contact the company, only to be told that your item isn’t covered. This can be very frustrating. This is why you need to go through the contract to understand the items that are covered and those that aren’t covered.
Here is a guide to help you choose the right home warranty plan for your house:
1. Determine if a home warranty is perfect for you
First things first, you need to figure out if having a home warranty plan is the perfect option for your home. If you live in a relatively new home [less than five years], a home warranty may not be the perfect option at the moment. That’s because your appliance and systems are still new and are less likely to break down any time soon.
On the other hand, if you live in an older house, and normally experience frequent breakdowns or some of your appliances and systems are approaching their expected lifespan, purchasing a home warranty plan would be more suitable for you. This way, you will be able to avoid frequents repairs, which may be quite costly than the cost of a home warranty plan.
2. Research available plans and options
For you to get the right home warranty that suits your situation, you need to do your research. With so many home warranty companies in the market offering different home warranty plans, it can be quite difficult to know which is which.
Most of these home warranty plans let you choose what you want to be covered. For instance, you can get a plan that covers appliances or systems, or you can choose a custom plan. These plans also vary in cost. So before you begin your research, you need to figure out what items you want to be covered and how much you are willing to pay for the coverage.
3. Get various quotes
Once you have figured out the items you want to be covered and your budget, the next thing is to request free quotes from the home warranties you are interested in working with. Having quotes provides you with a solid price to base your decision. Getting the quotes also help you choose a company whose pricing suits your budget. You can get free quotes on these companies’ websites or even give them a call and request quotes.
4. Ask questions
Once you have found a company of your choice, don’t be afraid to ask them certain questions about their home warranty plans. Of course, by asking those questions, you will be able to learn about each plan and clarify any confusion.
Some of the questions you can ask the company include:
• Do they have any exclusions or limitations to their coverage?
• What is their average turnaround time if a repair is needed?
• Who are the contractors they are partnering with?
• Are the contractors properly vetted, bonded, and experienced?
• Do they offer additional services?
5. Read the company’s online reviews
Before you sign any contract with the home warranty company, it is good to know what people are saying about this particular company. The only way to do that is by reading its reviews. Through the reviews, you will learn about how the company operates and how they handle their clients.
You can also ask the company to provide you with the contacts of their current clients so that you can ask the clients about their experiencing dealing with the company. This will help you make an informed decision.
6. Choose the plan
Once you have determined the items to be covered and you are comfortable with the company in terms of their pricing, customer support, and the plans they are offering, the next step is to choose the plan that suits your situation.
There are generally two main plans: the basic plan and the complete plan. The complete plan is more expensive compared to the basic plan, and it covers a wide range of items, including the HVAC system, water heater, roofing, etc.
