Workforce woes: Workplace injury and workers comp statistics
After repeating the same task dozens of times, our brain starts looking for ways to cut corners. For some, safety measures are the first to go.
With that in mind, is it any surprise that hundreds of people get injured at work each day?
If you suffer a workplace injury, then there’s a good chance you’re covered by worker’s comp. Read on to learn more about work-related accidents and how to recover from your losses.
What Are the Chances of Getting a Workplace Injury?
What are the chances of getting injured on the job? It will come as a shock, but an employee gets injured about every seven seconds across the nation.
The type of industry you work in and your employer have huge impacts on your personal risk level. That’s why paying attention to safety standards is critical regardless of your profession.
Even so, accidents happen on a regular basis. Legislators came up with a solution to this common problem: Worker’s Compensation Insurance. We’ll get into more details about how this compensation works below.
But first, let’s dive into the most common types of work-related accidents.
Common Types of Work-Related Accidents
As the statistic above shows, workplace injuries happen often. What types of work accidents get reported the most? Here’s an overview:
• Slip and falls
• Getting struck by an object
• Getting trapped between objects
• Muscle strains (repetitive motion injuries)
• Cuts, lacerations, and scrapes
• Exposure to toxic chemicals
• Vehicle or equipment crashes
• Exposure to noise pollution
• Intentional workplace violence
By far, the construction industry reports the most accidents. Injuries are also frequent in areas that involve manufacturing, transportation, and agriculture.
The number one cause of accidents is negligence. The best way to protect yourself is to remain vigilant while working.
Worker’s Compensation: The Basics
Since accidents occur often, it makes sense to mandate worker’s comp insurance. Here’s how it works:
• Most businesses must buy worker’s comp coverage
• If you get injured, then you can file a claim
• Medical expenses and a percentage of your lost wages get covered by the policy
The money you receive should reimburse you for your losses. But, you need to be aware of the types of workers comp settlements before you agree to anything.
You also need to keep in mind that if you accept worker’s comp, then you can’t seek out a lawsuit. These complicated laws may leave you getting less money than you lost due to your injury.
To ensure you get what you deserve, it’s best to speak with an attorney.
Do You Need Financial Relief After a Work Accident?
If you suffered a workplace injury, then your losses are likely stacking up. From lost wages to rising medical bills, the debt feels overwhelming. The goal of worker’s compensation is to reimburse you for these losses.
If you’re still struggling to break even, then it’s time to reach out to an attorney.
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